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Retiree Open Enrollment is November 4 - December 6

Retirees will receive benefits enrollment materials in the mail from Inspira Financial. This is your annual opportunity to make changes in your health or dental benefits that will become effective January 1, 2025.

Inspira oe packets have been mailed but are delayed

Inspira OE Packets are delayed but retirees have until Friday, December 6 to make their elections. HSC and Norman retiree packets were mailed on November 7 and 8, respectively. They should begin arriving at retirees' homes late the week of November 11. Please review important plan information on this website in the meantime.

Top things to know about 2025 Retiree Benefits enrollment

  • The Medicare Advantage Plan (MAPD) and standalone Part D plan will remain with Humana.
  • The Medicare Senior Supplement (Part G) with Part D will remain with Cigna.
  • Retirees who are not Medicare-eligible will remain on the same Cigna medical insurance as active employees.
  • Pre-65 Retirees should review new navigation tools available to them January 1 through Garner and ZERO Health.
  • Inspira Financial will mail open enrollment packets in late October/early November. Retirees will have until December 6 to make changes. 

Humana Informational Webinars

Interested in finding out more information about Humana and OU's Group Medicare Advantage Plan (MAPD)? Join us for one of the following webinars.

A Humana representative will be available to you throughout the webinar to answer questions.  All meetings are scheduled in Central time.  Webinars will open approximately 15 minutes in advance.  Please note:  The webinar link is case-sensitive.

Date Time Webinar Information If Calling by Telephone:
Nov. 21 1:30 p.m. CT Link: https://huma.na/OUWebinar1
Passcode: 112233 		Dial-in: 312-626-6799 or toll-free 888-788-0099
Webinar ID: 943 8097 3922
Nov. 22 10 a.m. CT Link: https://huma.na/OUWebinar2
Passcode: 112233 		Dial-in: 312-626-6799 or toll-free 888-788-0099
Webinar ID: 927 7376 9111

 

2025 Humana MAPD Plan

2025 Humana PDP Plan

Opting Out of Retiree Benefits

A one-time opt-out/opt-in feature was added to the retiree medical plan effective Jan. 1, 2013. Retirees will be allowed to opt-out of retiree medical coverage and preserve future eligibility. The premium subsidy will be locked in at the retiree's rate at the time of opt-out. Retirees may exercise their one-time opt-out option at any point if they have other coverage.

This option may only be used once and current retirees must be enrolled in an OU medical plan to be eligible. Proof of other coverage must be submitted when the retiree opts out. Retirees who have opted out and wish to return to the OU health plan, have 31 days from the loss of creditable coverage to come back on the OU retiree health plan. To reinstate coverage, a retiree must show proof of continuous coverage for the entire opt-out period to PayFlex or the current vendor. Contact Human Resources for more information or to initiate your opt-out feature.